Frequent question: What happens if a gift card expires?

Can you still use an expired gift card?

Federal law prohibits gift cards and gift certificates from containing expiration dates that are less than five years after the date on which the card or certificate was issued, or the date that funds were last loaded onto the gift card (whichever is later).

What happens to an expired visa gift card?

If your card has expired, you have no returns to make and there is no remaining balance on the card, you may destroy the card. If your card has expired and there is a remaining balance of funds on the card, you may wish to receive a new card.

Do expired gift cards have to be Honoured?

Generally, businesses are not required to honour gift cards after the expiration date elapses. Ask to speak to the Store Manager. Calmly and courteously discuss an arrangement that involves redeeming the gift card by a specific date. This might be on the date that you are at the store or at a later date.

Where is the expiration date on a gift card?

Check the back of the gift card and look for an expiration date. Some gift cards display the expiration date on the back along with other information such as the customer service number, website and the activation requirements.

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When did gift cards stop expiring?

Thanks to the federal Credit CARD Act of 2009, gift certificates and store gift cards can’t expire for five years. However, issuers can still charge an “inactivity fee” if the card has not been used within twelve months.

Can I use an expired Vanilla gift card?

Vanilla Visa Gift Cards can be used everywhere Visa debit cards are accepted in the United States and District of Columbia. Card funds never expire, use them at any time.

How long does it take for a visa gift card to expire?

Yes, Visa gift cards expire seven years from the purchase date. The expiration date is printed on your card for easy reference.

Can you get a refund for a gift card?

Generally speaking, gift cards are considered non-refundable. When you purchase a card, you use it once and stick to what you bought.